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David & Kenzie Braun
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 V.I.P. Mortgage INC Mortgage Specialist |
Need Help Understanding Your Mortgage Options? Who wouldn't these days! It seems like there are more questions than ever to ask regarding mortgages. My promise is to guide you through the information and to help you make an informed decision that will keep your life worry-free. |
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Buying a Home? These days it's all about getting the "correct" loan for your situation. Together, we will develop a personalized loan that will give you peace of mind and a plan to follow when the speed-bumps in life come along. |
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Courious about Refinancing? I can explain the process and what you can expect from it. The benefits of refinancing include a reduced interest rate and monthly payment, and possibly a plan to help you pay down your balance more quickly. |
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Looking to Leverage Your Home's Equity The equity that built up over years of home mortgage payments can be paid to you. we can explain how the process works and what you can expect. |
| Weekly Mortgage Rates | |
Freddie Mac National Averages | |
| 30 Yr Fixed | 3.79% |
| 15 Yr Fixed | 3.04% |
| 5 Yr Fixed | 2.83% |
| 1 Yr Fixed | 2.78% |
David and Kenzie Braun
Mortgage News From V.I.P. MortgageHousing Starts Up 30 Percent From Last Year
18 May 2012, 6:53 am
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According to estimates from the U.S. Census Bureau and the Department of Housing and Urban Development, privately-owned housing starts in April were at a seasonally adjusted annual rate of 717,000. That’s 2.6 percent above March’s revised number and 29.9 percent above April 2011. Single-family housing starts were also up in April, rising 2.3 percent from [...] Full Article
Refinance Activity Surges 13 Percent As Rates Fall
17 May 2012, 7:18 am
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According to the Mortgage Bankers Association’s Weekly Applications Survey, the Market Composite Index, which measures total mortgage loan application volume, was up 9.2 percent last week due to a 13.0 percent surge in the Refinance Index. The seasonally adjusted Purchase Index, however, fell 2.4 percent from the previous week. Michael Fratantoni, MBA’s vice president of [...] Full Article
Builder Confidence Rises To Highest Level Since 2007
16 May 2012, 9:21 am
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Builder confidence in the market for newly built, single-family homes rose five points to 29 in May, according to the National Association of Home Builders Housing Market Index. The improvement brought the index to its highest level since May 2007. Barry Rutenberg, chairman of the NAHB, said builders are reporting a pickup in sales and [...] Full Article
Majority of Surveyed Consumers Say Now’s The Time To Buy
15 May 2012, 10:09 am
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Fannie Mae’s April 2012 National Housing Survey finds Americans’ attitudes toward homeownership, the economy, personal finances, and home prices continuing to improve. A large majority of respondents say now is a good time to buy a house and an increasing number say it’s a good time to sell. Doug Duncan, vice president and chief economist [...] Full Article
Americans View Of Economic Conditions Continues To Improve
14 May 2012, 11:48 am
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According to a Gallup poll tracking daily economic confidence, Americans’ view of the economy is increasingly positive and is now within one point of the highest level recorded since Gallup began daily tracking of economic confidence in 2008. Nearly half of respondents to the survey, which polled 3,426 adults across all 50 states and the [...] Full Article
Refinancing Homeowners Maintain Or Reduce Mortgage Debt In 1st Quarter
11 May 2012, 7:13 am
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New data from Freddie Mac finds 79 percent of homeowners who refinanced their mortgage during the first quarter of 2012 reduced or maintained their principal balance. The number of borrowers who were able to maintain about the same loan amount after refinancing was the highest in the 26 years Freddie Mac has been tracking the [...] Full Article
Mortgage Application Demand Rises As Rates Fall To New Low
10 May 2012, 8:52 am
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According to the Mortgage Bankers Association’s Weekly Applications Survey, the Market Composite Index, which measures both refinance and purchase loan activity, rose 1.7 percent last week from the week before. The increase was due to growing demand for conventional rather than government loans. Demand in the government market was down last week but, despite the [...] Full Article
Improving Markets List Holds Steady In May
9 May 2012, 11:17 am
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The National Association of Home Builders’ Improving Markets Index held steady at 100 in May, down from 101 in April. The number of represented states was also virtually unchanged from the month before at 35. The index determines improving housing markets based on metropolitan areas that have had at least six consecutive months of improved [...] Full Article
Industry Insiders Say Housing Market Has Turned A Corner
8 May 2012, 9:57 am
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Speaking at an economic conference in Washington, Shaun Donovan, secretary of the Department of Housing and Urban Development, said the housing market has turned a corner. Donovan cited sales statistics, the number of signed contracts, and the decreasing number of households falling into foreclosure as evidence that the market has made progress over the past [...] Full Article
Government Scorecard Finds Progress In Recent Housing Data
7 May 2012, 9:36 am
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The U.S. Department of Housing and Urban Development and the U.S. Department of the Treasury’s monthly Housing Scorecard collects key market data and tracks the administration’s recovery efforts. The April report cites progress made in home sales and mortgage delinquencies but says there is continued fragility in the housing market. Mortgage delinquencies have declined for [...] Full Article
| David Braun Mortgage Specialist (602) 828-5555 View Profile |
| Kenzie Braun Mortgage Coordinator (480) 215-9807 View Profile |
VIP Mortgage INC
4900 North Scottsdale RD #6000
Scottsdale, AZ 85251
Phone: (480) 776-2952
Fax: (480) 302-8558
Contact Page
4900 North Scottsdale RD #6000
Scottsdale, AZ 85251
Phone: (480) 776-2952
Fax: (480) 302-8558
Contact Page
Equal Lending Opportunity |